From the blog

Straight-talk guides for Hawaii coverage.

Practical insights on Medicare, Impact Health, dental, life insurance, and caring for Hawaii's kūpuna.

Medicare

Medicare in Hawaii: what makes island coverage different

A quick guide to how Medicare Advantage and Supplement plans work when your provider network spans islands.

Read article
Impact Health

Priced out of ACA? Cost-sharing health plans, explained

For self-employed and under-65 Hawaii residents, cost-sharing plans like Impact Health can be a smart alternative.

Read article
Medicare Advantage

Medicare Advantage in Hilo: choosing the right plan

How to compare Advantage plans on the Big Island — from prescriptions to specialists to travel coverage.

Read article
Dental

Do you really need a standalone dental plan on Medicare?

What Medicare does and doesn't cover for teeth — and when a small dental policy is well worth it.

Read article
Life Insurance

Life insurance basics for Hawaii families

Term vs. whole life, how much coverage is enough, and how to plan without over-buying.

Read article
Community

Care for Kupuna: supporting our island elders year-round

Why great coverage is only part of the picture — and how our community shows up for kūpuna beyond enrollment season.

Read article